Plan A Youthful Old Age Through Careful Retirement Financial Planning

Plan A Youthful Old Age Through Careful Retirement Financial Planning
Social security retirement benefits are just not sufficient if you have the habit of living your life to the fullest. The idea of cutting down your monthly budget or selling your big house or big car, are some of the compromises you may face after retirement. The situation can be reversed, although, through a careful retirement financial planning.

Can you imagine about having a holiday abroad once in a year after retirement or a wellness holiday in your favorite holiday resort. This imagination appears a little unrealistic to a layman, but a careful retirement financial planning can make it possible. Save some portion of your current income for retirement and make such arrangements so that you need not to withdraw from retirement fund during any crisis. Cover every possible risk through insurance and invest money in trustworthy sources to multiply your future income. These instructions seem simple to follow but the practical implementation is almost impossible without the right guidance.

Right guidance and right acumen are the two things that ensure appropriate implementation of your retirement financial planning. For example you may have enough money to invest in real estate but you cant because you have put that into property insurance. Try to love growth of money instead of loving your property and assets. Give high importance to life and health insurances or car and home insurance, where meager premium allows you to save or invest rest of the money somewhere else. If you are not so ambitious, you can use that money to uplift your current standard of living. Dont forget to estimate your life expectancy and health conditions while calculating your future financial requirement. This self monitoring may appear unpleasant but it ensures coverage for any risk in future and if by Gods grace you dont face any risk, this money improvises your future standard of living.

Now the biggest question is how to save and where to invest. A wealth management advisor can best answer to these queries. A wealth management advisor diverts your savings and investments towards the guaranteed profits. Wealth management service teaches to find the best reliable sources for investment and states you the right proportion of monthly and annual savings for future. Checks and Balances TV is a wealth management service where live wealth management advisor answers to your financial planning queries. Have a better retirement financial planning for a luxuriant post retirement life with Checks and Balances.

Visit checksandbalances for information about another service financial planning for retirement.

New Kohl’s Collection For Buying Online Today

As if we weren’t geeked enough to see LC reuniting with all her old Laguna Beach pals for Dieter Shmitz’s recent nuptials, she had us chomping at the bit last week with the announcement of a pop-up shop in Glendale for the release of her new LC Lauren Conrad Runway Collection for Kohl’s.


In a teaser vid posted to her page, we got a sneak peek at the collection, which had her revisiting a newfound Taylor Swift summer goth look.
Now, the collection is here in all its glory, and let us just say: It was WELL worth the wait. Less sugary sweet than, say, this summer’s Alice in Wonderland collection, LC’s new runway styles have more than an air of old Hollywood glamour in a sultry mix of plush velvet, slinky silks and lace in hushed tones as well as deep, romantic hues. It’s a far more grown-up look for LC on the heels of her former Disney collections, and it’s definitely working for her. See for yourself with 10 of our favorite pieces from the collection below, available at Kohl’s!


1. Lace Midi Dress ($80): With its lace wine overlay, tulle trim and chiffon sash, this midi dress is the epitome of gothic romance.


2. Ruffle Blouse ($50) + Wide-Leg Velvet Pants ($60): LC pairs two of fall’s hottest NYFW looks — velvet and ruffles — together to create this sophisticated two-piece, complete with a French-girl style floral tie.


3. Ruffle Romper ($70): Also distinctly on-trend for fall with its sheer bell sleeves, this black jumper is far from your basic romper. Throw on a pair of heels and some dangling earrings for instant elegance.


4. Embellished Maxi Dress ($80): This breathtaking dusty mauve gown could easily be from another time period entirely with its floor-skimming length and apron lay back. Elegant details such as the keyhole back, floral applique and ribbon sash only add to its charm.